Privacy Policy

At JettyNidhi, we recognize the importance of protecting your personal and financial information. This Privacy Policy outlines how we collect, use, store, and safeguard your data when you use our banking services, website, and mobile applications.

1. Information We Collect

We collect various types of information to provide you with secure banking services, including:

• Personal Identification Data: Name, Date of Birth, PAN, Aadhaar, Passport, and other KYC documents.
• Contact Information: Residential address, email address, and phone numbers.
• Financial Information: Bank account numbers, transaction history, income details, and credit scores.
• Technical Information: IP addresses, browser types, device information, and login times when using our digital platforms.

2. How We Use Your Information

Your data is used strictly for legitimate business and banking purposes:

• To open and manage your accounts, deposits, and loan facilities.
• To process transactions and provide customer support.
• To comply with legal and regulatory KYC (Know Your Customer) and AML (Anti-Money Laundering) requirements.
• To protect against fraud, unauthorized transactions, and other liabilities.
• To send you important notifications regarding your account or changes to our policies.

3. Data Sharing and Disclosure

We do not sell your personal data. However, we may share information with:

• Regulatory Authorities: RBI, tax departments, or law enforcement as required by law.
• Credit Bureaus: For credit reporting and loan eligibility checks.
• Service Providers: Trusted third-party vendors assisting in payment processing, card printing, or IT infrastructure, strictly under confidentiality agreements.

4. Data Security

We implement stringent physical, electronic, and procedural safeguards to protect your data. All digital transactions are encrypted using industry-standard protocols. Access to your personal data is restricted only to authorized employees who require it to fulfill their job responsibilities.

5. Your Rights

You have the right to review the personal information you have provided to us and request corrections to any inaccurate data. You may also opt-out of receiving marketing communications at any time.

6. Contact Us

If you have any questions or concerns about our Privacy Policy or data handling practices, please contact our Grievance Officer at support@jettynidhi.com or call us at +91 98859 79292.